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I am facing my second no-fault eviction in two years. Renting is broken

Four years after ministers promised to ban Section 21 evictions, I am once again being kicked out of my home

Ruby Lott-Lavigna
20 February 2024, 11.01am

Alex Robinson Photography/Oscar Wong/Getty Images/pexels

In 2022, shortly after Liz Truss’ absurd mini-budget plunged the UK into economic turmoil, I was served a no-fault eviction. The subsequent increase in mortgage rates had forced our generally reasonable landlords to sell the shared house I had lived in for two years. They returned our deposits – by no means a guarantee – and gave us the last month rent-free. I found a new, more expensive place to live, and continued onto my fifth London home in nine years.

None of this was particularly exceptional. No-fault evictions – a way for a landlord to remove you from your home with just two months notice, no matter how long you’ve lived there, without needing to give any justification for doing so – are the everyday reality of England’s broken rental market. I know that because I write about it.

As the political correspondent for openDemocracy, I have covered how successive Conservative governments have failed to ban this form of eviction, despite committing to doing so four years ago. I have written about the constant erosion of social housing in England, despite misleading claims by MPs indicating otherwise. I have reported on the pressure of the landlord lobby in England in private and social housing, and the disproportionate number of MPs who are landlords.

But now, the insecurity of the rental market has once again transitioned from a professional concern to a personal one: I am being no-fault evicted for the second time in two years.

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This time the circumstances are slightly different. My landlord, an owner of multiple properties around London, had insisted on frequently coming over (or sending plumbers or electricians on her behalf) to our home to check up on various non-existent issues. The final straw came when she wanted people to visit every five weeks to check our emergency lighting and fire alarms, despite us having no issues with them and there being no legislation that requires this.

After allowing one inspection, then finally informing her that this wasn’t necessary and that our contract entitled us to the “quiet enjoyment” of our own home, she served us with a Section 21 no-fault eviction.

“Eviction is a very strong word,” our landlord lamented, during a phone conversation discussing her decision. “I don’t very much like it.”

I don’t very much like being evicted, I told her. But that’s what’s happening.

And so here we go again. Another year, another move. More hours spent scouring Zoopla and Rightmove for an even vaguely affordable house where a bedroom isn’t a large closet and the living room isn’t a bedroom. More nights spent making exhaustive mental lists of all my personal belongings: how heavy is my dining table? How fragile are those new glasses? Plans to grow more tomato plants and sweet peas this spring, scuppered. Two bags of compost I purchased last week now sit in my house, taunting me about the future I can’t invest in. An almost heavy handed metaphor about the roots I can’t put down myself.

Despite professionally knowing that there is little power in being a tenant, it is hard not to see the realities of the rental market as a personal failure. At the darkest times, I feel a creeping dejection that even at 30 years old, I am in such an infantilising and fragile situation as to be rendered without a home for a second time in two years. God forbid considering having children, or moving abroad, or taking creative risks: I can barely guarantee I will have a place to live for 12 months.

But this is hardly a personal failure. Analysis from the Financial Times found that house prices were last this unaffordable (measured relative to incomes) in the 1870s. Two centuries ago. Its reporting found that in the 1980s, almost half of 18- 34-year-olds owned their own home. Today, almost half live with their parents. Rents are their most expensive since records began, and there’s no cap on how unaffordable they can become.

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Last year's tomatoes

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Ruby Lott-Lavigna

The Renters Reform Bill, a promise by the Tories to provide private renters – now the second biggest tenure in the country – with a modicum of agency, has by all means failed. It is still not yet legislation and is currently being watered down by MPs. Its key tenet, banning the exact eviction I am now facing, looks unlikely to come into practice anytime soon.

This dearth of political will is unsurprising. Almost 20% of Conservative MPs, including five cabinet ministers, are landlords, and MPs from all parties pulled in at least £1.67m in rental income last year.

Despite the stark injustice, beyond resisting a legally presented eviction, there is little I can do. That’s sort of the point of a no-fault eviction: you don’t have to do anything wrong to have your home taken away. But if there is one useful thing I can impart in the face of such maddening unfairness, it’s to inform other renters of their rights.

I would encourage anyone being faced with an eviction to check it was served legally – often they are not, which means they are not valid. On top of that, it is worth knowing that a two-month notice period will not result in your being physically removed after two months, it is the period before a landlord can apply to the courts for a repossession order, which, with court delays, could take over six months. I would suggest not letting it get to the point of a bailiff turning up if you can avoid it, but don’t think you need to be out of your home in two months – you don’t. If you don’t want to or aren’t able to leave after a repossession order, activists like Acorn and London Renters Union often successfully resist evictions.

We face a general election this year and, like every year, the rental crisis seems to be low down on the political agenda. Those who rent are statistically younger, on lower incomes and from an ethnic minority background – it’s no wonder they barely get a look in in Westminster, where the average MP is aged between 50 and 59 and more likely to be white and a homeowner than the general population.

It simply cannot continue this way. I am a privileged renter, with a consistent income and savings, but the reality is that this broken system is causing immeasurable damage and exploitation to those in poverty, to those more easily exploited or to people fleeing domestic abuse. It compounds and exacerbates deprivation in a way that is so insidious and harmful that it is akin to denying someone of a human right. It is a problem that reaches all areas of society, and yet year after year politicians fail to make changes. Even if the human cost means nothing to you, it is also an incredibly expensive crisis.

There is a chance that by writing this I put myself at risk of even more insecurity in the future, that landlords may find this article and refuse to let their property to me. But I won't let a broken system stop me from speaking out about the injustices renters face day in and day out for knowing their rights. My housemates and I always paid rent on time, handing over thousands of pounds to our landlord every month, and asked for very little in return: simply to be left in our house undisturbed.

So what can be done? No-fault evictions need to be banned, and this must be done properly to ensure they cannot continue through the back door. This means rent increases need to be regulated too, particularly in areas where there is greater demand for housing. This is an imperfect system that can push rents up elsewhere, or prompt landlords to exploit loopholes and increase rents inbetween tenancies, but it’s still the best way to protect the majority of renters from sharp price increases.

Short-term lets like Airbnbs also need to be regulated so that those properties go back into being homes to buy or to rent. Social housing stock must stop being sold off through Right to Buy and must grow dramatically, but this is not a quick fix.

Ultimately, housing should not be an easy way to make money. It needs to be less profitable. We are simply too obsessed as a nation at making money off property and this has fuelled an unimaginable crisis. A house is a home, not an asset, and we deprive people every day of their ability to live fulfilling lives when we forget this. My tomatoes can wait, but my life can’t.

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